Monarch Money is a personal finance platform that aggregates bank accounts, credit cards, investments, and transactions in one dashboard. This MCP server provides AI assistants with complete access to financial data including account balances, transaction histories, budget categories, cashflow analysis, and recurring payment tracking. Key features of Monarch Money: - 70+ financial data endpoints covering accounts, transactions, budgets, categories, cashflow, and institutions - Natural language querying for complex financial analysis without manual spreadsheet work - Intelligent data summarization with three verbosity levels to prevent context overflow - Enterprise security with MFA/TOTP authentication and AES-256 encrypted sessions - Automatic SDK method discovery that future-proofs access to new financial features

MonarchMoney MCP Server

[](https://badge.fury.io/js/monarchmoney) [](https://opensource.org/licenses/MIT) [](https://smithery.ai/server/@keithah/monarchmoney-ts-mcp)

A powerful Model Context Protocol (MCP) server that provides AI assistants with seamless access to MonarchMoney personal finance data. This server dynamically discovers and exposes ALL available methods from the MonarchMoney TypeScript SDK, enabling comprehensive financial data analysis through natural language queries.

🌟 Key Features

🔄 Dynamic Method Discovery

🚀 Context-Optimized Performance

🎯 One-Click Installation

🔐 Enterprise-Grade Security

🎯 Claude Desktop Ready

📦 Quick Install

Installing via Smithery

To install monarchmoney-ts-mcp automatically via Smithery:

npx -y @smithery/cli install @keithah/monarchmoney-ts-mcp

Option 1: One-Click MCPB Bundle (Recommended)

1. Download the latest .mcpb file from Releases 2. Extract and install:

   unzip monarchmoney-mcp-v1.0.0.mcpb -d monarchmoney-mcp
   cd monarchmoney-mcp
   node install.js
   

   cp .env.example .env
   # Edit .env with your MonarchMoney credentials
   

Option 2: Manual Installation

git clone https://github.com/keithah/monarchmoney-ts-mcp.git
cd monarchmoney-ts-mcp
npm install
npm run build

⚙️ Claude Desktop Configuration

Add to your Claude Desktop config file:

macOS: ~/Library/Application Support/Claude/claude_desktop_config.json Windows: %APPDATA%\\Claude\\claude_desktop_config.json Linux: ~/.config/claude-desktop/claude_desktop_config.json

{
  "mcpServers": {
    "monarchmoney": {
      "command": "node",
      "args": ["/full/path/to/monarchmoney-ts-mcp/dist/index.js"],
      "env": {
        "MONARCH_EMAIL": "your-email@example.com",
        "MONARCH_PASSWORD": "your-password",
        "MONARCH_MFA_SECRET": "your-mfa-secret-key"
      }
    }
  }
}

🛠️ Available Tools (70+ Operations)

The MCP server dynamically exposes ALL methods from the MonarchMoney SDK with intelligent context optimization:

🎯 Context-Optimized Summary Tools (Ultra-compact responses)

📊 Account Management (15+ tools)